Thursday, March 22, 2018

3 Things to Expect When Closing on Your Home

Closing on your first home should be a time of excitement, and even relief, knowing that you’re almost at the end of the buying process and on your way to the next step of moving in. But when you have never purchased a home before, the steps involved in closing can be a mystery. What’s involved in your closing? What do you need to do? What if there are any issues?
Here are a few things you can expect to happen when closing on your home:
  1. A Closing Disclosure Form: You’ll receive a closing disclosure form at least 3 days before your closing date. This will help you understand the financial terms of your mortgage, including your mortgage payments, your interest rate, and your closing costs. Be sure to compare this to the estimate your lender gave you and make sure they're similar. You can always ask your lender to explain any differences between your closing disclosure and your estimate.
  2. Final Walk-Through: 24 hours before closing, most buyers will do a final walk-through of their new property. During the walk-through, you should make sure that the previous owner has left the home in the condition agreed upon in your contract. If repairs are included in the contract, check to make sure they have been completed. If there are any issues with the condition of the home, don’t panic! Your real estate professional will be there with you and can assist in resolving any problems.
  3. Documentation: Once you’re ready to sign your closing paperwork, you’ll want to make sure you bring the documents required for your closing, including:
·       A government-issued photo ID. Your ID needs to match the name that will appear on the title and mortgage.
·       Cashier’s check: For your down payment, a personal check won't be accepted.
·       Any other items requested by your bank or lawyer.

Your real estate professional will be happy to answer questions you may have about the closing process. They’re a great resource to guide you through the all of the stages home buying process from start to finish.

Tuesday, March 20, 2018

3/17 Radio Show: Tom Kucharski

Your host, Peter Hunt welcomes Tom Kucharski to the show.

Tom is President and CEO at Invest Buffalo Niagara.

Together, Peter leads the discussion on the ongoing efforts to develop the city of Buffalo.

To find out more, listen to this week's show! 

Tuesday, March 13, 2018

Chip Murphy of HUNT Real Estate Named 30 Under 30 Finalist

Charles “Chip” Murphy of HUNT Real Estate ERA has been named a national finalist for the National Association of REALTORS® and REALTOR® Magazine 30 Under 30. Chip is Branch Director of HUNT’s Perinton, Canandaigua, and Brighton/Pittsford offices in the Rochester region and the Hornell/Alfred offices in the Southern Tier.

Chip Murphy PhotoThe REALTOR® Magazine 30 Under 30 features rising stars in the real estate industry who are under 30 years old. In determining who makes their 30 Under 30 list, the REALTOR® Magazine staff looks for candidates who are successful in the real estate business and have demonstrated skill, success, creativity, and leadership in their careers.

“We are thrilled to have Chip recognized nationally for his outstanding achievements locally in Rochester and the Southern Tier,” said Charlie Hunt, Chief Operating Officer for HUNT Real Estate ERA. “In just two years with our organization, Chip’s tremendous experience and energy have positively grown our presence in the both of these markets.”

"I am grateful to be named as a 30 Under 30 finalist,” said Murphy. “As the only nominee from New York State, it is a great honor to represent HUNT Real Estate, in addition to my local and state associations. I look forward to sharing my passion for the industry and leadership with others through this national recognition."

Monday, March 12, 2018

HUNT Liverpool Branch Director Lynn Mallaro Nominated for United Way of CNY's Rising Star Award

Every year, the United Way of Central New York has an Achievement Celebration to wrap-up their campaign year and recognize those that helped them execute their annual fundraising effort. At the event, United Way recognizes those people who went above and beyond for the United Way.

Headshot Lynn Mallaro
Our very own Lynn Mallaro, Branch Director for HUNT Liverpool, has been selected as one of the final nominees for United Way of Central New York's inaugural Rising Star Award. This award acknowledges Campaign Coordinators who truly go above and beyond. United Way of CNY created this award to "...recognize and honor those individuals who have taken the mission of United Way to heart and done their utmost to organize a creative, engaging, and enthusiastic campaign for their workplace. This award is never about the dollars raised, but the initiative, drive, pride, and care put into the effort."

Tom Ferlito, Account Manager at the United Way of Central New York said, "Lynn did an exceptional job, particularly for a first-year coordinator. She surveyed the HUNT workplace to find the volunteer interests that would appeal most to staff, and then worked to sign up 30+ volunteers to go out and make a difference across three different locations."

There are nine workplaces in total being nominated in this category. The winners for each category will be announced at the Achievement Celebration, held on Wednesday, April 18th from 5:30 pm to 7:30 pm at the Palace Theater in Eastwood.

Admission is free and all HUNT agents and staff are welcome to attend.

Way to go Lynn!

3/18 Radio Show: Chris Jacobs

Your host, Peter Hunt, welcomes Chris Jacobs to the show.

Chris Jacobs is NY State Senator, representing Western New York in the 60th Senate District, sworn into office in January 2017. The district includes parts of the City of Buffalo, the City of Tonawanda, and the towns of Brant, Evans, Grand Island, Hamburg, Orchard Park and Tonawanda.

Together, Peter leads the discussion on how we can grow from within our city.

To find out more, listen to this week's show.